Finance Tools
EMI / Loan Calculator
Estimate payments for a fixed-rate, reducing-balance loan.
Processed locally in your browser. Files and inputs are not uploaded by this tool.
How to use EMI / Loan Calculator
Enter the loan amount, nominal annual interest rate and tenure in months or years. This estimate assumes equal monthly payments with interest charged monthly. Fees, taxes, insurance and lender rounding are excluded. Use the same currency for all amounts; this is an estimate, not a loan offer.
Privacy and practical limits
Processing takes place on your device. Keep original files and review the result before sharing it. Large files may take longer on mobile devices. No signup or paid API is required.